Payment Terms and Conditions

1. Payment Methods

We aim to provide a seamless checkout experience. We currently accept the following modes of payment through our secure payment gateway:

• Credit/Debit Cards: Visa, Mastercard, American Express, etc.
• Net Banking: All major banks.
• Digital Wallets: [e.g., Paytm, PhonePe, Google Pay].
• UPI: Direct bank-to-bank transfers.

2. Transaction Security

Your security is our priority.

• All transactions are processed through SSL (Secure Socket Layer) encrypted technology.
• Jaishree.com does not store your full credit/debit card details or CVV numbers on our servers. All sensitive data is handled by our PCI-DSS compliant payment partner.

3. Pricing and Currency

• All prices listed on the website are in [Insert Currency, e.g., INR/USD].
• Prices include all applicable taxes (e.g., GST) unless stated otherwise at checkout.
• Jaishree.com reserves the right to change prices at any time without prior notice. However, once an order is confirmed, the price will remain fixed for that transaction.

4. Order Confirmation

• An order is considered "Successful" only after the payment is confirmed by our gateway.
• You will receive an automated email/SMS confirmation once the transaction is complete. If funds are deducted but no confirmation is received, please contact your bank or our support team immediately.

5. Refund and Cancellation Policy

• Cancellations: Orders can be cancelled within [2 hours] of placement, provided they haven't been shipped.
• Refunds: Once a refund is approved, it will be processed back to the original payment method within [Insert Days, e.g., 5–7] business days.
• Failed Transactions: In case of a payment failure where the amount is debited from your account, the bank usually reverses the amount automatically within 7–10 working days.

6. Chargebacks and Disputes

In the event of an unauthorized transaction or payment error, please contact Jaishree.com support at [Insert Email Address] before initiating a chargeback with your bank. We strive to resolve all disputes amicably and quickly.

7. Fraud Prevention

To prevent fraudulent transactions, Jaishree.com reserves the right to:

• Request identity verification for high-value orders.
• Cancel any order that appears suspicious or is flagged by our payment gateway's security filters.